Standard Rate: 7.09 APR: 7.20 Free valuation & legals
Cheltenham & Gloucester
5 year fixed
6.29%
75%
£995
5% of loan amount in year 1+2; 4%, year 3; 3%, year 4; 2%, year 5
Standard Rate: 7.00 APR: 7.00 Free valuation & legals
Chelsea
3 year discount
6.49%
90%
£995
3% of loan amount in year 1; 2%; year 2; 1%, year 3
Standard Rate: 7.24 APR: 7.40 Free valuation & legals
Cheltenham & Gloucester
5 year fixed
6.70%
90%
£995
5% of loan amount in year 1; 4%, year 2; 3%, year 3; 2%, year 4+5
Standard Rate: 7.00 APR: 7.20 Free valuation & legals
Self Certification (Self-employed) Mortgage Rates
Lender
Term Type
Rate
LTV
Fee
Redemption
Notes
Bank of Scotland
3 year tracker until 30-Jun-2011
6.74%
70%
1.5%
4% of loan amount in year 1; 3%, year 2; 2% until 30-Jun-2011
Standard Rate: 7.35 APR: 7.70
Mortgage Express
3 year tracker
6.79%
60%
1.5%
3% of loan amount for 3 years
Standard Rate: 7.14 APR: 7.60
Bank of Scotland
3 year fixed until 31-Jul-2011
7.29%
75%
1.5%
4% of loan amount for in year 1; 3%, year 2; 2% until 31-Jul-2011
Standard Rate: 7.35 APR: 7.90
Bristol & West
5 year fixed until 31-Aug-2013
7.39%
75%
1.5%
5% of loan amount until 31-Aug-2013
Standard Rate: 7.09 APR: 7.90
Adverse (Bad Credit) Mortgage Rates
Lender
Term Type
Rate
LTV
Fee
Redemption
Notes
B M Solutions
3 year fixed until 1-Oct-2011
8.49%
75%
£1399
2% of loan amount until 1-Oct-2011
Standard Rate: 8.79 APR: 9.40 Max £10k CCJs, ignores defaults, 6 arrears in last 12 months, none in last 3
I-Group
4 year fixed
8.74%
95%
£1795
7% year 1, 6% year 2, 5% year 3, 4% year 4
Standard Rate: 9.39 APR: 9.90 All defaults ignored, No CCJs in last 2 years - If a First Time Buyer Limit 90% LTV
First National
2 year fixed
8.94%
95%
£995
7% of loan in year 1, 6% in year 2
Standard Rate: 9.19 APR: 10.00 No defaults in last 12 months, no CCJs in last 2 years, Credit Scored - FTB product
Buy-to-Let Mortgage Rates
Lender
Term Type
Rate
LTV
Fee
Redemption
Notes
The Mortgage Works
2 year tracker BBR +0.39%
5.39%
70%
3%
No early repayment charges
Standard Rate: 7.24 APR: 7.50 rental calculation 120% at pay rate + 0.50%
The Mortgage Works
2 year tracker BBR plus 1.29% until 31-Aug-2010
6.29%
75%
1.25%
5% of loan
Standard Rate: 7.24 APR: 7.50 Rental calculation 120% at payrate
Coventry Building Society
1.60% above BBR for Term of mortgage
6.60%
50%
£1999
4% of loan to be paid until 30/06/2011
Standard Rate: n/a APR: 6.90 Rental 100% at payrate - Free Valuation plus Free legals on Remortgages
B M Solutions
3 year fixed until 01-Oct-2011
6.79%
80%
2%
3% of loan amount for 3 years
Standard Rate: 7.44 APR: 7.70 Rental calculation 125% at payrate
This site is intended for UK residents only. The overall cost for mortgages for comparison is 6.5% APR. The actual rate will depend on your circumstances. APR variable and based on a usual case. There may be an additional charge for advise on these loans.
Best Mortgage Deals is a trading name of Grovelawn Limited, which is authorised and regulated by the Financial Services Authority. Grovelawn Limited is Registered in England & Wales number 5030300. Registered Address: 98 Station Road, Sidcup, Kent, DA15 7BY.
Entered on the Financial Services Authority's Register - Register Number: 314204 - Consumer Credit Licence Number: 573287 The Financial Services Authority (FSA) do not regulate some types of buy to let, commercial, overseas mortgages, tax advice and credit or loans not secured on property.